Private mortgages refer to loans made by individuals or private lending companies, as opposed to banks or other traditional financial institutions. These types of mortgages are often used by borrowers who cannot qualify for a conventional mortgage or who need funds quickly. In Australia, private mortgages can be a good option for those who want to buy a home or invest in property, but they come with some risks.

Here are some of the key features and benefits of private mortgages in Australia:

Flexibility: Private lenders may be more willing to be flexible with loan terms, repayment schedules, and interest rates compared to traditional financial institutions.

Speed: Private mortgage applications are usually processed faster than conventional mortgages, which can be especially important for people who need to buy a property quickly.

Bad Credit: Private mortgages may be a good option for borrowers who have bad credit or other financial issues that would prevent them from qualifying for a conventional mortgage.

Higher Interest Rates: Private mortgages often have higher interest rates compared to conventional mortgages, which can make them more expensive in the long run.

Risks: Private mortgages can be risky for both the borrower and the lender. Borrowers may be required to provide collateral or put up their property as security, and if they default on the loan, they may lose their property.

If you are considering a private mortgage in Australia, it’s important to thoroughly research the lender, understand the terms of the loan, and compare it with other options. It’s also a good idea to seek professional financial advice before making a decision.


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By providing mortgage finance with less hassle and at  affordable interest rates, we add value to businesses, organizations, and companies.

Our expert team promptly accepts and reviews all private mortgage loan applications. There is no delay. Generally, we approve requests within 2 hours.

Get fast and best financial services from us. Loans are available in Melbourne, Sydney, Brisbane, Perth, Adelaide, and all over Australia. We don’t offer loans, we offer solutions. Let us help you find the loan that is right for you. We are available 24/7.

Feel free to contact us by filling our form. You can also call us direct at 0439462664 for more details. 

Our focus isn’t credit history. Everyone experiences hard times. In contrast, we already have the funds to proceed immediately when you are approved. Rather than scrambling for investor funds, we make the loan decision.

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Zip Business financial products offer quick, sound decisions on loans and credit lines not based on commercial credit checks but rather by analysing your target market to understand your financial standing better. Business and cash flow data are considered instead of just your backward-looking credit score and history. We allow you to withdraw funds whenever you need them, and we only charge you for what you use. We offer fixed-rate prepayment terms. There is  no penalties for early discharge and due date repayments, and the credit limits are discussed on a case-by-case basis.

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Zip Funding has an extensive product line in Non Bank finance and private loan products. No silly questions asked. No documents and credit checks are required. Apply even if you have a bad credit history or a bad credit score. We will not let you down. Dont wait, apply now! Call us now at 0439462664 to discuss your unique situation. Our experts are here to help you with a hassle-free process.

There is no need to provide us with your business information, hectic documentation, or credit history. We trust you and not your credit report. 

We offer all types of private funding and  financing for business, property, commercial, construction, bridging, caveat and specialized security loans. We offer Australias lowest rates ! We dont offer loans, we offer solution!

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Get the best mortgage loans with no doc in Australia. Fast guaranteed approval in less than 2 hours . Our experienced financial team has provided mortgage solutions to hundreds of clients. Our free consultation services ensure our customers are always happy even if you do not even buy from us. Our financial process is simple and hassle-free. We offer the lowest interest rate in the industry with the fastest turnaround time. No penalty for early payouts. We are here to help you!

For short-term financial needs, we offer the best non bank mortgage solutions. Small and medium-sized businesses, individuals, and companies who cannot get loans from banks get loans from us. No hidden fees. Instant approval!

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Finally to conclude  we strongly believe that finance should not be that complicated.

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